1% per year, on assets under management

We charge a flat 1% annual fee based on Assets Under Management (AUM). Our entire advisory relationship is included in this fee — there are no commissions, no product sales, and no separate planning charges.

What’s included

• Comprehensive financial planning
• Ongoing portfolio management
• Tax-efficient investment and withdrawal strategies
• Retirement, estate, and cash-flow planning
• Continuous access to your advisor

How it works

The fee is calculated on the value of the assets we manage for you and billed in arrears. For example, a $500,000 portfolio would pay approximately $5,000 per year, or about $1,250 per quarter. Fees are deducted directly from your account at the custodian, so there is never a bill to pay out of pocket.

Underlying investments such as mutual funds and ETFs carry their own internal expenses, which are separate from and in addition to our advisory fee. We favor low-cost investments to keep those expenses to a minimum.

Full details are available in our Form ADV Part 2, available on the SEC’s Investment Adviser Public Disclosure site or on request.